In May 2011, the Maine State Legislature passed Public Law Chapter 90 “An Act to
Modify Rating Practices for Individual and Small Group Health Plans and to
Encourage Value-based Purchasing of Health Care Services” (PL90). Included
in the many components of PL90 was the establishment of MGARA as a reinsurance
program for the higher risk segment of Maine’s individual health insurance
market. The portion of PL90 establishing MGARA was codified at 24-A
MRS c. 54-A and is referred to herein as the Enabling Act.
If you are an individual seeking insurance please contact http://www.maine.gov/pfr/insurance/